Personal Finance

How To Pay in China For Foreigners—WeChat, Alipay, etc.

relaxation of travel restrictions in August 2023. If you’re heading to China soon for the first time, don’t worry, we’ve got your back. Here’s a guide to payment methods in China to make sure you have a smooth, fuss-free trip.   Mastercard and WeChat Pay Integration: A Game Changer? Mastercard recently announced that its cardholders can now link their cards to WeChat Pay. For those unfamiliar; WeChat isn’t just a payment

Top 38 Free Things To Do in Singapore (Sep 2023): Singapore River Festival, Sanrio Garden Light-Up, And More

Bored as well as broke? We’ve got good news for you. This September, there’s a slew of markets, fairs, performances, talks and workshops to keep you entertained and informed at zero cost. Look forward to the Singapore River Festival 2023, a Sanrio-themed garden wonderland light-up, and a special FEASTival (their pun, not ours) coming to a shopping mall (hopefully) near you. Here’s your guide to the top 38 free things

Government Payouts to Expect for the Rest of 2023 in Singapore—GSTV, Cash, MediSave Top-ups & More

During the Budget 2023 statement in February this year, Deputy Prime Minister Lawrence Wong announced a suite of support measures to allay inflation concerns. He said that these measures were to help Singaporeans tide through this period of higher inflation and cushion the impact of the new GST rates. “On average, for lower-income households, the enhancements will fully cover the increases in spending due to inflation and the GST rate

Priority Banking in Singapore (2023): Benefits, Eligibility, And More

Contents 8 priority banking programmes in Singapore What is priority banking? Benefits of priority banking Citigold Citi Priority DBS Treasures HSBC Premier Bank Account Maybank Premier Wealth OCBC Premier Standard Chartered Priority Banking UOB Privilege Banking Which priority banking programme should you join?   1. Top 8 priority banking programmes in Singapore Priority banking Minimum requirement* Applicable cards Citigold $250,000 Citigold Debit Mastercard Citi Prestige Card Citi Priority $70,000 Citi

It Takes Nearly 3 Decades And Half A Million Bucks For An Average Singaporean To Feel Financially Free; 2023 Singlife Study Finds

With concepts like FIRE (Financial Independence, Retire Early), and its offshoot concepts such as Lean FIRE, and Coast FIRE, it’s clear that people just want to be financially independent to live however they want.  But with things like inflation and rising costs of living every year, it’s only becoming harder and harder to achieve financial freedom – especially in an expensive country like Singapore.  Can Singaporeans truly be financially free?

National Day Promotions 2023: What are NDP eCoupons, Up to 58% Off Food and Delivery

Singaporeans love a good deal. It’s part of our national identity. So for a nation of money-savvy, food-loving folk, there’s no better way to celebrate National Day the Singaporean way than with a slew of good foodie promotions and discounts. As Singapore turns 58 this year, you can make use of this year’s National Day Parade (NDP) 2023 eCoupons. These coupons are easy ways to redeem a ton of deals

HDB Sale of Balance Flats: Guide to SBF & Open Booking (2023)

Although the SOP for buying an HDB BTO flat has been well-documented, buying a flat via HDB’s Sale of Balance Flats (HDB SBF) or the new open booking system is a little less talked about. HDB SBF launches happen twice a year—typically May and November. The flats here are unsold units from previous BTO launches. Then, any remaining unsold units after SBF will be available through HDB Open Booking of Flats. These units

Wedding Ang Bao Rates in Singapore 2023—How Much Should You Give?

ang baos (red packets) are purely a gift from the heart. In Singapore, your ang bao symbolises your well-wishes as well as covers the cost of your seat at the banquet table. Though the couple might not admit it, in their heart of hearts, they’ll probably be praying that you at least cover the cost of your meal to offset their wedding expenses. On your part, that means shelling out

These Are The Airlines With The Most Flight Delays and Cancellations, According to Singaporean Travellers: MoneySmart Study

Have you ever heard travel horror stories from your friends and family about flights being delayed for hours? Or worse, cancelled? These tales of travel terror get us all nervous, but they’re anecdotal at best. In the grand scheme of things, how do we know if flight delays really do happen very frequently on Airline X? Or if Airline Y really does end up cancelling a lot of their flights?